Welcome to
Adjust Your Drive
Where an insurance adjuster gives you the inside track on auto accidents: why they happen, how your insurance handles them, and how to avoid them.
Hello
My name is Bryon Bromley, and I spent seven years as an insurance adjuster, plus most of my life as a car enthusiast. As an adjuster for a major American insurance company, I investigated thousands of vehicle accidents, talking to the people involved, sifting through physical evidence, determining who was at fault, and settling those claims.
Through my career I have soaked up a lot of knowledge about how and why accidents happen, and I want to share that knowledge with you. I believe this is important information that can help you avoid accidents in the first place, and can help you deal with accidents when they do happen.
Blog Updates
13 Reasons You Need Collision Coverage
Owners of older cars may think collision coverage is not worth the cost, since their cars are low value. But even owners of newer cars are tempted to drop the optional coverage once they pay off their vehicle.
The line of thought is that you “bet on yourself to be a good driver.” Basically, betting that you won’t cause an accident, and if someone else hits you, their liability insurance will cover your vehicle.
However, insurance is all about covering the risks of driving. And that line of thought doesn’t account for all the risks. Not by a long shot.
I’ve seen a few things in my line of work. So if any of these concern you, it might be a good idea to add or keep that collision coverage.
Should I Give a Recorded Statement in My Accident Claim?
One topic that seems to produce a lot of anxiety after an accident is the recorded statement. I have seen many questions posted about the necessity of providing a statement, and many opinions on the subject. Car accident attorneys tend to give blanket advice online to...
Giving an Effective Recorded Statement in an Accident Claim
If you've been involved in an auto accident, you may be asked to provide a recorded statement to one or more insurance companies. The insurance adjuster needs to investigate the accident before handling your claim. And you want your claim handled. But how do you...
Unraveling Fault in Pile-Up Accidents (Adjuster Explains)
A pile-up accident is a scary prospect. While pile-up is a general term without a specific definition, they are typically a multi-car accident involving multiple impacts. They most commonly start with a rear-end collision on a freeway, with successive rear-end impacts...
Can I Repair My Own Car Through Insurance?
So you've been in a car accident. You've contacted your auto insurance company and opened a claim, and they've probably recommended you to an auto repair shop. But you're a car person. A DIY person. Maybe you think you could do it cheaper than a shop. But with...
How to Read a Total Loss Report
If you've never handled a totaled car through an insurance claim before, you might not know what to expect. What does the insurance company pay? How do they calculate the value of your car? Most of your questions can be answered by the total loss valuation report....
